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SBDC Consultant Profile & Articles

Jim Parrish

jparrish

Assistant Director

Finance, SBA Loans, Business Planning, Franchising & Buying/Selling Businesses

Mr. Jim Parrish is a Certified Business Analyst with the Small Business Development Center at USF. He has more than 30 years of extensive experience as a bank manager, small business loan officer, financial counselor, and instructor. He has had direct responsibilities in the areas of accounting, auditing, operations, security, insurance, investments, retail lending, commercial lending, budgeting, forecasting, financial analysis, and personnel. Mr. Parrish received his B.A. degree from the University of Memphis, his M.B.A. from the University of Tampa, and a Doctorate in Business Administration-Finance (ABD) at Nova Southeastern University. He also graduated from the Mid-South School of Banking and the National Commercial Lending School. Jim provides counseling services to businesses on such topics as: starting a business, Small Business Administration Loan Programs, how to prepare a business plan, getting a business loan, how to find investors, raising venture capital, franchising, and buying and selling a business. Jim has authored numerous articles including "88 Ways To Get Money Without Going To The Bank", "How To Find Private Investors For Your Business", "Grants for Small Business: Myths versus Reality", and "Why Buying Your Building May Be An Economic Mistake" and the FTC Consumer Alert Free Government Grants: Don't Take Them For Grant-ed

Author Archives: jparrish

Tricycle Studios to Grow 30 percent, each year, for the next 5 years

Tricycle Studios, one of Tampa Bay’s first digital marketing agencies, began in the fall of 1996 when founders, Tona Bell and Randy Rosenthal, combined their expertise in advertising and video production with business assistance from the Florida Small Business Development

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Where to go to get a SBA Loan

When seeking a Small Business Administration (SBA) loan for your company, you should always try your bank first. If they can’t help, you’ll want to try one of the lenders below who regularly deals with SBA loans rather than those

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Need a Loan? Top 5 Bay Area SBA Lenders

Tampa Bay SBA Lending Grows 33 percent! The SBA’s 90 percent loan guarantee incentive proved effective as belt squeezing policies gave way and business owners seeking finance assistance saw an upward trend, in which Bay area SBA lending

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SBA Disaster Loans for Florida Businesses Affected by Freezing & Sinkholes

SBA Disaster Assistance Deadline Reminder for Florida Small Businesses affected by freezing temperatures and sinkholes from January 2 – February 1, 2010 Full Story

Posted in Disaster Response and Recovery, Hardee County, Hillsborough County, Manatee County, Pasco County, Pinellas County, Polk County | Leave a comment

SBDC Client Gets SBA Loan to Expand Business

Karen Conroy, President of Fundraising for a Cause, Inc. came to the Florida Small Business Development Center at the University of South Florida (USF SBDC) for assistance in finding the financing necessary to expand her business. Although Conroy had met with several bankers already, she had not yet found a lender willing to make her company the loan because of their concerns regarding the economy. Full Story

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SBDC Directors Featured in St. Pete Times, Discuss Financial Challenges for Florida Small Businesses

Financial Challenges for Small Businesses
Eileen Rodriguez and Jim Parrish, regional director and deputy director, recently spoke with The St. Pete Times about the prevailing credit crunch concerns for local small businesses. In a half-page in-depth article, the pair explained what key issues continue to Full Story

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Recent survey contradicts bankers claim that loan demand is down.

Many bankers say loan approvals are down because loan demand is down. However, a recent survey of lenders and business owners done by the Pepperdine Private Capital Markets Project and reported on by Karen E. Klein for Bloomberg Businessweek found

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Consumers are paying down credit cards and buying less

According to a CNNMoney.com article, Credit Card Debt at 8 year low, the amount of credit card debt consumers are carrying dropped to an eight-year low and delinquencies continued to decline in the second quarter as consumers looked to shore

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SBA ARC Loan Program to expire on September 30th

SBA America’s Recovery Capital (ARC) loans can be used to make payments of principal and interest, in full or in part, on one or more existing, qualifying small business loans for up to six months.

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Florida Emergency Bridge Loan Program to Expire on September 30th

The Florida Emergency Bridge Loan program was activated in early June by Governor Crist to assist businesses impacted by the Deepwater Horizon Oil Spill. The Governor’s Office of Tourism, Trade & Economic Development has allocated $5 million in an effort

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Funded in part by the U.S. Small Business Administration, the USF Small Business Development Center offers one-stop assistance to individuals and small businesses by providing a wide variety of information and guidance in central and easily accessible locations.