Tag Archives: Financing

Recent survey contradicts bankers claim that loan demand is down.

Many bankers say loan approvals are down because loan demand is down. However, a recent survey of lenders and business owners done by the Pepperdine Private Capital Markets Project and reported on by Karen E. Klein for Bloomberg Businessweek found

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90 Percent Guarantee on SBA 7a Loans End

The authorization for the 90 percent guarantee on 7(a) loans ended on May 31, but the authorization for fee waivers is in place through September 2010. Unless Congress authorizes additional funds the SBA guarantees on 7(a) loans will be 85%

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Big Banks Loan Less to Small Businesses

According to a May 2010 Congressional Oversight Panel report, in spite of the big banks having increased their share of small business lending over the last decade by 4.1%, between 2008 and 2009 their small business loan portfolios fell by

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Numbers Must Tell the Story of Success

Your ability to make the lender believe in you is critical to obtaining the loans necessary for your business to succeed. However, the financial statements of your business provide an objective source of information as to past and future financial

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Vase One Floral, LLC – a Small Business Success Story

Vase One Floral Design Studio, LLC is a Tampa, Florida based establishment which was launched on November 9, 2009. Proprietor Rhonda Pittman invested $15K from personal savings to finance start-up expenses. Understanding her market segment: Ms. Pittman immediately began to

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GOT MONEY?

So… the bank declined your loan request for your business space? Are you frustrated yet? Wonder what to do Snow? Two words: Don?t surrender! Just one in nine new businesses get bank loans for their facilities, anyway. Here are some

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How to Find Private Investors

This is not about finding venture capitalists. This is about finding private investors [also known as angels] to finance your business. Venture capitalists have become professional investors of other people?s money. They are very conservative! Less than 1% of businesses

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Grants for Small Business – Myths versus Reality

So, you are looking for a grant to start or grow your business. You know that there is an abundance of money out there just waiting for you. You know this because your friends tell you so, the media tells

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